When we see most of the sites listed on websites like www.hyip.com and www.hyipmonitor.com we can see that there are multiple sites which are promising to pay somewhere from .014 % daily up-to 10 % per day. Dear Readers, I have no personal or professional interest in defaming or writing against the running business on the sites listed on above 2 sites, but to my personal interest, I see that these sites are promising a very hyped profit, ratios. Just imagine and see, do these websites have better analysts and economists than Banks and Hedge fund owners. We know that banks and fund managers are highly educated institutions which deal with public funds and hence are operating with great responsibility in managing funds. Even if we see any developing nations bank rate of interest or a developed nation’s bank rate of interest I don’t see it crossing 11 % per annum. Even in case of Hedge fund, I have noticed that after 1 year the max profit deliver was 40 % who was associated with Assets Management with Billions of Dollars. But when we come to the offerings on the sites of HYIP.com, we see that sites are offering profits up-to 420 % per annum . This is really hypothetical. In my opinion I would recommend to really stay away from investments in websites, as you can see the list of websites who offered funds management dissapeared after collection of huge funds..